Birthday’s can be a blast. Usually a little more magical and special the younger you are. It’s the one day of the year it’s all about you. You get to choose what to do. Where to eat. And of course, what kind of cake (can’t forget about the cake)! Cakes and birthdays go hand in […]
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When Your Hobby Becomes a Business
So you like taking pictures. You invest time in learning the ins and outs of metering and proper white balance. You invest some money in gear. People start noticing. You take some pictures for your cousin Lou. Then for your 2nd cousin’s friend Jean. Then for…………… You have a full time job. This is just […]
How Does Credit Affect Your Insurance Premiums?
I get this question a lot, “how does my credit score affect my insurance premiums?” Insurance companies evaluate a number of risks when it comes to your auto and home insurance. Let’s say you’re getting car insurance quotes. Your agent might ask a few of the following questions: “Have you had any accidents or tickets recently?” “How long […]
Wood Burning Stove Safety Tips
Oh the weather outside is frightful, but the fire is so delightful….until it burns down your home. Wood burning stoves can be an economical way to heat your home, but can cause a world of hurt if they are not installed properly. One thing most people don’t consider is the affect the wood stove will […]
The Three P’s of Winter Driving in Missouri
Unfortunately (or fortunately if you are a snowman, Olaf, anyone?), it’s winter in Missouri. Even if you enjoy the cold and everything that comes with it, no one enjoys driving in the snow, ice, sleet, slush and general winter ick. But whether we like it or not, we’ll have to do it at some point […]
Missouri Auto Insurance
Car insurance, you have to have it. The state of Missouri requires you to have it. But what does it cover? How does your Missouri Auto Insurance policy work? Buying a New Auto is Fun Prior to buying my last car I spent a lot of time on the internet looking at car dealer websites, auto […]