It’s inevitable, your auto insurance premium will increase over time. Like it or not, there is nothing we can do to stop it. I could stop writing here and tell you your premium increase is due to a rate increase. Although that may be partially true, there is more that behind the scenes that drives […]
What Does Comprehensive Auto Insurance Cover?
There is nothing more frustrating than a broken windshield. Maybe it is a rock. Maybe it is a baseball. It could be some kids. Is your windshield covered? You will hear a lot of people refer to it as “full coverage“. While we’re being honest with each other, there is no such thing as “full […]
Does insurance cover an accident while hauling my boat?
Does insurance cover an accident while hauling my boat? Excellent question. Let’s look at three scenarios where you’re pulling your boat down the road. Scenario #1 You are driving down the road hauling your boat and trailer when Jed runs into you. Are you covered? Hopefully Jed carries insurance. If Jed has auto insurance, his […]
Personal Auto vs Commercial Auto Insurance
Your son, Timmy, got a summer job delivering pizzas. First off, good for you Timmy! Timmy plans to use one of your family autos to make deliveries. No big deal, right? Know that your personal auto insurance may not cover you. Whether it’s damage to your vehicle or someone else. Anytime your auto is used […]
4 Reasons You Should Say Yes to Rental Car Insurance
Going on vacation? Plan to rent a car? Buy the insurance offered to you by the rental car company (also known as Loss Damage Waiver or Collision Damage Waiver). When you rent a car, the liability insurance from your personal auto insurance will follow you. So if you cause an accident that leads to injuries […]
12 Insurance Myths Debunked
Remember as a kid when you would whisper in the person’s ear next to you, then they would whisper in the ear of the person sitting next to them, and so on? By the time it would wrap around the room and get back to you your story would be anything but what you started […]