Remember turning 16? Windows down, radio up. You would find any excuse to jump in your car and drive. The freedom of teen driving. I can’t speak for the ladies, but I believe all males have a little Tom Cruise in them at some point in their lives. The combination of that new found independence […]
Auto Insurance
What Does Auto Liability Insurance Cover?
I am sure almost all of us have seen the commercials on TV. We can insure you today. We’ll insure you for state minimum limits only. We won’t sell you more than what you need. However, in the commercials they don’t go on to explain exactly what state (Missouri) minimum limits are (unless maybe it’s […]
Crash, Boom, Uh Oh!
Crash, boom, uh oh! You Were Just Involved in an auto accident – now what? Missouri law says you have to buy auto insurance. But it’s one thing many people purchase that they hope they never have to use. I don’t know about you but I don’t usually go shopping, put something in a closet and hope […]
If Your Friend Borrows Your Auto, Are You Covered?
What would happen if your friend borrows your auto, are you covered? This is a question we receive in our office often. Let’s face it. Life happens. You’re at your friend Teddy’s parked at the end of his driveway behind four other people. Teddy can’t wait for tacos, so he’s taking your truck to pick them […]
What is Gap Insurance?
Today you get to drive your brand new car off the dealers lot. That new car smell, the feel of the steering wheel…The last thing on your mind is driving your new car into an accident…do you really need more insurance? What is Gap Insurance? What is Gap Insurance? As you drive off the dealers […]
What is Full Coverage Auto Insurance?
So you want to add full coverage to your auto insurance policy? First off, let’s be clear, there is no such thing as Full Coverage. Then what is Full Coverage auto insurance? If Not Full Coverage, Then What? In Missouri, you are required to carry Liability and Uninsured Motorist coverage on your auto. This is the bare […]