It’s inevitable, your auto insurance premium will increase over time. Like it or not, there is nothing we can do to stop it. I could stop writing here and tell you your premium increase is due to a rate increase. Although that may be partially true, there is more that behind the scenes that drives […]
Auto Insurance
What Does Comprehensive Auto Insurance Cover?
There is nothing more frustrating than a broken windshield. Maybe it is a rock. Maybe it is a baseball. It could be some kids. Is your windshield covered? You will hear a lot of people refer to it as “full coverage“. While we’re being honest with each other, there is no such thing as “full […]
Personal Auto vs Commercial Auto Insurance
Your son, Timmy, got a summer job delivering pizzas. First off, good for you Timmy! Timmy plans to use one of your family autos to make deliveries. No big deal, right? Know that your personal auto insurance may not cover you. Whether it’s damage to your vehicle or someone else. Anytime your auto is used […]
4 Reasons You Should Say Yes to Rental Car Insurance
Going on vacation? Plan to rent a car? Buy the insurance offered to you by the rental car company (also known as Loss Damage Waiver or Collision Damage Waiver). When you rent a car, the liability insurance from your personal auto insurance will follow you. So if you cause an accident that leads to injuries […]
What does Tom Cruise & Your Teen Driver Have in Common?
Remember turning 16? Windows down, radio up. You would find any excuse to jump in your car and drive. I can’t speak for the ladies, but I believe all males have a little Tom Cruise in them at some point in their lives. The combination of that new found freedom and inexperience have a tendency […]
Missouri Auto Insurance: What Do the Numbers Mean?
I am sure almost all of us have seen the commercials on TV. We can insure you today. We’ll insure you for state minimum limits only. We won’t sell you more than what you need. However, in the commercials they don’t go on to explain exactly what state (Missouri) minimum limits are (unless maybe it’s […]