Most people know renters insurance provides coverage for their personal contents. Many renters feel they don’t have enough stuff to need an insurance policy. Missouri renters insurance – it Covers MORE Than Your Stuff Have you ever sat down and added up how much all your stuff is worth. Do it! I Don’t Own Much I think you […]
What Does Auto Liability Insurance Cover?
I am sure almost all of us have seen the commercials on TV. We can insure you today. We’ll insure you for state minimum limits only. We won’t sell you more than what you need. However, in the commercials they don’t go on to explain exactly what state (Missouri) minimum limits are (unless maybe it’s […]
Crash, Boom, Uh Oh!
Crash, boom, uh oh! You Were Just Involved in an auto accident – now what? Missouri law says you have to buy auto insurance. But it’s one thing many people purchase that they hope they never have to use. I don’t know about you but I don’t usually go shopping, put something in a closet and hope […]
Do I Need Life Insurance for my Children?
Do I need life insurance for my children? Some people will tell you there is no reason to purchase life insurance on a child. They don’t make money so there is nothing to replace. I’m here to tell you this thinking is wrong! And I have two reasons why life insurance for children is a […]
Life Insurance…Who Needs It?
Back in the olden days (Do your kids ever say that to you and make you feel older than dinosaurs? You were alive before Netflix?) people banded together in groups to form “burial clubs.” These clubs used the money members paid in to cover funeral expenses for the deceased. According to Wikipedia, “The sale of […]
When Your Hobby Becomes a Business
So you like taking pictures. You invest time in learning the ins and outs of metering and proper white balance. You invest some money in gear. People start noticing. You take some pictures for your cousin Lou. Then for your 2nd cousin’s friend Jean. Then for…………… You have a full time job. This is just […]