Actual Cash Value vs. Replacement Cost: What’s the Difference? When you’re insuring your home, building, or belongings, one of the most important choices you’ll make is how your property will be valued at the time of a loss. Insurance companies typically offer two main valuation methods: While they sound similar, they can make a big […]
About Tawnya Stuedle
How Preventative Maintenance Can Lower Personal Insurance Claims and Save You Money
How Preventative Maintenance Can Lower Personal Insurance Claims and Save You Money Most people think of insurance as something you only need when disaster strikes — a safety net for when things go wrong. But did you know that proactive maintenance around your home, car, or property can actually help lower your personal insurance costs? […]
Why Preventative Maintenance Matters for Business Insurance
Why Preventative Maintenance Matters for Business Insurance As an independent insurance agency, we often advise clients that one of the most effective ways to control insurance costs is through preventative maintenance. Taking a proactive approach to maintaining your property, vehicles, and equipment not only reduces the likelihood of unexpected breakdowns — it also helps lower […]
Getting Started with Estate Planning
Wills, Trusts, Directives…where do you begin? Aaron Johnson, partner at Summers & Johnson, P.C. in Weston, Missouri provides some guidance on getting started with Estate Planning. Show Notes PART 1 0:00: Who is Aaron Johnson?1:34: Getting Started with Estate Planning2:47: Documents everyone should have Part 2 0:00: Wills versus Trusts1:10: Wills and Trusts: Not just […]
Pros and Cons of Group Life Insurance
Your employer offers Group Life Insurance? Excellent! Take it. Anytime your employer offers benefits (health insurance, life insurance, dental insurance, retirement, etc) take a hard look at it. It’s becoming rare that employers offer traditional benefits, so when they do, review them carefully. In the case of Group Life Insurance, most of the time it […]
What is a Personal Liability Umbrella?
It’s your average Saturday morning. Your son Tommy informs you he’s off to go fishing with his friends. Tommy jumps on his 4-wheeler to head over to Rusty’s. When he arrives, Rusty and their friend Gus are patiently waiting on Tommy. The three of them pile on the 4-wheeler and take off. Going a bit […]