Would you consider going to a doctor who advertises, “cheapest in town” or “procedures in 10 minutes or less”? There are two things at play everyday in a persons life: the ability to save money and conserve time. We all want a deal. Moreover, who doesn’t want more time? The challenge is – good, fast, […]
Premium
Understanding Your Insurance Premiums
Show Notes 00:00: Hard Market vs Soft Market: What is it? What’s the difference?03:14: What is an exposure?05:14: How does hurricanes and wildfires affect your insurance in Missouri?08:24: How do insurance companies make money?13:48: Mutual vs Stock Insurance Company: Is one better?15:23: Reserve requirements: What are they and the impact they have on insurance companies […]
10 Ingredients That Impact Auto Insurance
It’s inevitable, your auto insurance premium will increase over time. Like it or not, there is nothing we can do to stop it. I could stop writing here and tell you your premium increase is due to a rate increase. Although that may be partially true, there is more that behind the scenes that drives […]