Show Notes 00:00: Hard Market vs Soft Market: What is it? What’s the difference?03:14: What is an exposure?05:14: How does hurricanes and wildfires affect your insurance in Missouri?08:24: How do insurance companies make money?13:48: Mutual vs Stock Insurance Company: Is one better?15:23: Reserve requirements: What are they and the impact they have on insurance companies […]
Insurance
Independent Agent vs Captive Agent: What’s the Difference?
Independent Agent vs Captive Agent: What’s the Difference? Insurance Companies Represented Independent Agent: Indie Agents work with multiple insurance companies. Understand, the Indie Agent does not work for any one insurance company. They have contracts with these companies, in turn they can offer their products. Captive Agent: They represent one insurance company. When you contact […]
Taking Control of Your Financial Future
It’s easy to think of your finances as the paycheck you receive every couple of weeks, the bills you pay, and money you save for a rainy day. Though your financial picture is so much more than that. DJ Brooks, founder of Storyline Financial Planning sat down to discuss goals, priorities, and taking control of […]