Debbie & Dave moved into their new home severals months ago. Meanwhile their old home has been sitting vacant with a for sale sign in the yard. Last week someone broke into their vacant home, turned on the water in the kitchen and bathrooms, then proceeded to close all of the drains. It had been […]
Do I Need to Insure My Golf Cart?
If you hit the links on a beautiful summer day you typically want to play it safe and keep it in the fairway. The same thing is true with your golf cart. If you’re driving a golf cart on the course or at your house (i.e. on premise) your homeowners insurance liability will follow you. […]
Homeowners: Does your contractor have insurance?
As a homeowner, at some point in time in your homeownership you’re going to have to hire a contractor. Is your contractor insured? Your best defense as a homeowner is to do your due diligence when hiring contractors. Don’t be a afraid to interview them and ask questions. And be sure the contractor is insured. […]
Is My Roof Covered by Insurance?
The question isn’t if…it’s when…when will the wind howl…when will it hail next? We live in Missouri. It’s going to happen eventually. The same can be said about your roof. It’s going to wear out. Your roof isn’t made to last forever. It’s not if, it’s when. It’s thoughts like this that make you scratch […]
Your Backyard is a Dangerous Place
Kids, pools, trampolines, chickens…Your backyard is a dangerous place. Your daughter is babysitting a couple of kids across town over the summer. It’s hot out, so she decides to bring them back across town to your neighbor’s home with the pool. Your neighbors normally don’t mind if you swim in there pool, but your daughter didn’t […]
5 Ways to Prevent Claims
We talk a lot about what happens if you experience a claim. What if you could prevent a claim? What if you had an ounce of control to keep a loss from happening? Here are 5 ways to prevent claims this summer. I know you want to lay by the pool, but silly things happen […]