You think to yourself, “my business needs liability insurance.” Here’s the caveat, there isn’t a generic or one-size-fits-all approach to ” business liability” insurance. There isn’t one form of liability that will cover all of your needs. Don’t get caught with your business pants down. General Liability Every business should have a General Liability policy. […]
Commercial Insurance
Do You Get Paid?
Every summer there are a few people in the neighborhood you mow for. One afternoon as a car drives by your mower picks up a rock and it darts through the window and hits the driver in the eye. They are pursing legal action against you. Are you covered? Do You Get Paid? If you’re […]
General Liability: It’s Not So General
My cousin and I started a business when I was in my mid 20’s, installing vinyl graphics on the side of commercial autos and on storefront windows. We thought it would be a good way to make some extra money. Like any good start up, we bootstrapped it. We did form an LLC, but we didn’t […]
When Your Hobby Becomes a Business
So you like taking pictures. You invest time in learning the ins and outs of metering and proper white balance. You invest some money in gear. People start noticing. You take some pictures for your cousin Lou. Then for your 2nd cousin’s friend Jean. Then for…………… You have a full time job. This is just […]