Ah, summer. The sun is shining, the lemonade is cold, and the smell of burgers sizzling on the grill is enough to make your neighbors drool. 🔥 Grill Master 911: How Not to Burn Down the Block Summer’s here—the great grill-out ritual commences. But before you crack open that first beer, let’s walk through some […]
Why Boat Insurance Is a Must-Have for Every Boat Owner
Why Boat Insurance Is a Must-Have for Every Boat Owner If you own a boat, you already know it’s more than just a toy—it’s an investment, a getaway, and maybe even your happy place. But just like your car or your home, it needs the right protection. That’s where boat insurance comes in. Here’s why […]
Confessions of an Insurance Agent: Let’s Not Blow-Up the Fourth of July
Confessions of an Insurance Agent: Let’s Not Blow-Up the Fourth of July Ah, fireworks—the dazzling lights, the booming sky, the smell of hot dogs in the air… and the incoming claims. Hi, I’m your friendly neighborhood insurance agent. I love a good fireworks show as much as anyone, but I also happen to know what […]
Actual Cash Value vs. Replacement Cost: What’s the Difference?
Actual Cash Value vs. Replacement Cost: What’s the Difference? When you’re insuring your home, building, or belongings, one of the most important choices you’ll make is how your property will be valued at the time of a loss. Insurance companies typically offer two main valuation methods: While they sound similar, they can make a big […]
How Preventative Maintenance Can Lower Personal Insurance Claims and Save You Money
How Preventative Maintenance Can Lower Personal Insurance Claims and Save You Money Most people think of insurance as something you only need when disaster strikes — a safety net for when things go wrong. But did you know that proactive maintenance around your home, car, or property can actually help lower your personal insurance costs? […]
Why Preventative Maintenance Matters for Business Insurance
Why Preventative Maintenance Matters for Business Insurance As an independent insurance agency, we often advise clients that one of the most effective ways to control insurance costs is through preventative maintenance. Taking a proactive approach to maintaining your property, vehicles, and equipment not only reduces the likelihood of unexpected breakdowns — it also helps lower […]